| hey can someone elxplain to me the consumer rights under the following laws?

hey can someone elxplain to me the consumer rights under the following laws?

Mike F asked:


truth in lending act
fair credit reporting act
equal credit oppurtunity act
fair credit billing act
electronic fund transfer act
and the fair debt collection practices act

try to make it easily understandable thanks alot!
i just need basic answers (ex: for equal credit opp act you could say credit cant dicrimate against race, age, maratial status, etc.)

ps i found that one out i dont know the others

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Comments

3 Responses to “hey can someone elxplain to me the consumer rights under the following laws?”

  1. Sgt Big Red on June 5th, 2009 4:24 pm

    That is far too much to try and answer in simple sentences.

    Here are some links to read these laws

    This link covers the following:
    SUBCHAPTER I–CONSUMER CREDIT COST DISCLOSURE
    SUBCHAPTER II–RESTRICTIONS ON GARNISHMENT
    SUBCHAPTER II-A–CREDIT REPAIR ORGANIZATIONS
    SUBCHAPTER III–CREDIT REPORTING AGENCIES
    SUBCHAPTER IV–EQUAL CREDIT OPPORTUNITY
    SUBCHAPTER V–DEBT COLLECTION PRACTICES
    SUBCHAPTER VI–ELECTRONIC FUND TRANSFERS

    Hope this helps.

  2. focus on June 6th, 2009 1:46 pm

    Each one is for too complicated to explain on here. But very basically all contracts should be see to be fair without any hidden charges.

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